My Business Model
There are essentially two sides of my business. One is Financial Planning, and the other is Investment Management. The two are deeply intertwined however, as future income requirements are affected by present spending behaviors. It is my belief that the answer to how large a persons retirement nest egg should be is not found in hypothetical what-if tables, but can be fairly well identified by his spending behaviors in the present.
I believe that getting rid of payments significantly improves one’s ability to achieve his goals, and can dramatically reduce the size of his future nest egg requirement. In keeping with this philosophy, I teach folks how to get out of debt, and align their giving, saving, and spending habits to achieve their desires.
