Where is Long Run Financial, Ltd. located?

My office is located in Frankfort Illinois. We can meet at my office, your home, or an alternative location of your choosing.

What is financial planning?

Financial planning is a process that helps you figure out where you are financially today and where you want to be in the future, and then helps you determine the best way to get there.

Don’t I have to have lots of money to need or get a good advisor?

No, Long Run Financial, Ltd. has no income or investment account minimums for hourly engagements. I provide affordable, expert financial advice to suit your unique needs.

Who can benefit most from my services?

Anyone seeking financial peace of mind can benefit from my services. I serve people from all walks of life, at all income levels, without regard to their net worth. Because my fees are on an hourly basis, Long Run Financial, Ltd. offers an accessible option for beginners, middle-income Americans, and do-it-yourselfers to get quality financial and investment advice.

Do you sell financial planning products, such as investments, insurance, or tax shelters?

No. I am a FEE-ONLY planner. I will offer specific recommendations and opinions regarding the purchase of the various financial products that may be appropriate for you. If you need to obtain an insurance policy or a new mortgage, or find an estate planning attorney or tax professional, I can direct you to the resources you need and/or help you obtain these products and services.

Do you offer money management?

Yes, some clients prefer to have me manage their assets. I can assist them in managing their employer sponsored plans, IRA’s, and brokerage accounts. For IRA’s and brokerage accounts, I prefer clients move their account(s) to Scottrade®. Scottrade® serves as my custodian, enabling me to manage client accounts through its Advisor Platform. Note: at no time do I have custody of the client’s assets. Some clients have other service providers or prefer to do it themselves. I can design a detailed investment plan so you can manage your own investments. I can assist you in implementing an investment plans at companies like Vanguard and Fidelity. In addition, I can periodically review your portfolio and make recommendations for rebalancing or other changes as needed. In all cases, you retain complete control of your investments.

Once my financial plan or project is finished, will our relationship end?

No, only that engagement will cease. It’s up to you to contact me as the need arises. However, a Financial Advisor should be considered as an ongoing provider. Because financial planning is a process, not an event, I offer ongoing services, periodic reviews, and day-to-day consultation as requested and/or needed if you so desire.

How do I get started?

The first step is an initial inquiry from you. I offer a no-cost, no-obligation “Get Acquainted” meeting in person or over the phone. The meeting is an opportunity for you to learn more about me and to determine which of my services are most appropriate for your needs.