The list of gotta have stuff continues to grow…
December 10, 2009 by Dennis Gravitt · Leave a Comment
There are a myriad of articles written on the topic of consumer debt and the unsustainable pace at which we consume, but little attention is given to the root causes of this behavior. At risk of divulging my age, let me say that I remember a time (in the not too distant past, mind you) when most of the stuff on our gotta-have lists didn’t even exist. I’ll offer a few examples of what I’m talking about. Take Television, for instance. At one time, the only requirement for watching Television was electric service to the house. Depending on your preference today, you can spend upwards of several hundred dollars a month for the privilege of watching what you want.
Are you a Dave Ramsey fan?
November 5, 2009 by Dennis Gravitt · 4 Comments
I‘ve been a Dave Ramsey fan since stumbling onto his radio program about 1999 or 2000. Disillusioned by the dot.com fallout that led to the evaporation of a significant portion of my 401k, I’d been searching for a guru who could lead me out of the financial straits that had frustrated my wife and me for the first fifteen years of our marriage.
Managing your money, during any economic season
February 3, 2009 by Dennis Gravitt · 3 Comments
When I don my hat as a Financial Advisor, many folks want me to give them the next hot stock tip, or provide them with some sage advice on where I think markets are headed. As I mentioned before, folks want someone to tell them everything’s going to be OK; that their desired retirement date remains intact, that they’re not going to run out of money in retirement.
The Payment Trap
December 22, 2008 by Dennis Gravitt · Leave a Comment
It seems that the average American’s hunger for goods and services can only be satiated by the aquisition of more stuff. With the continual bombardment of images telling us that we can only be happy if we purchase the newest hot ticket item, it’s no wonder that many of us are falling victim to our presumed desires. We’ve bought into the message that we need that newest techno gadget. As compulsive desire overides reason, we can’t be satisfied until we obtain the item. But shortly after making the purchase, in the span of just a few days or weeks, the novelty begins to wear off, and we find ourselves on yet another quest to buy something. We are caught in a vicious cycle.
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