The list of gotta have stuff continues to grow…
December 10, 2009 by Dennis Gravitt · Leave a Comment
There are a myriad of articles written on the topic of consumer debt and the unsustainable pace at which we consume, but little attention is given to the root causes of this behavior. At risk of divulging my age, let me say that I remember a time (in the not too distant past, mind you) when most of the stuff on our gotta-have lists didn’t even exist. I’ll offer a few examples of what I’m talking about. Take Television, for instance. At one time, the only requirement for watching Television was electric service to the house. Depending on your preference today, you can spend upwards of several hundred dollars a month for the privilege of watching what you want.
Are you a Dave Ramsey fan?
November 5, 2009 by Dennis Gravitt · 4 Comments
I‘ve been a Dave Ramsey fan since stumbling onto his radio program about 1999 or 2000. Disillusioned by the dot.com fallout that led to the evaporation of a significant portion of my 401k, I’d been searching for a guru who could lead me out of the financial straits that had frustrated my wife and me for the first fifteen years of our marriage.
The "B" word
May 29, 2009 by Dennis Gravitt · Leave a Comment
For many folks, the word “budget” conjures up images of straight jackets and handcuffs. They think of a budget as something for nerds, or those types that simply don’t know how to relax. In reality, however, a budget can be a liberating experience. Budgeting enables a person to untangle himself from a web of payments; payments that have imperceptibly begun robbing him of his ability to enjoy a rich and meaningful life.
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